最新糖心Vlog

Dr. Ratna Derina (Erin) 
Location: Room 12.37 , 10 Pulteney Street
Telephone: :8313 7137
Email: ratna.derina@adelaide.edu.au

Dr. Tariq Haque
Location :Room 12.22 , 10 Pulteney Street
Telephone :8313 7599
Email : tariq.haque@adelaide.edu.au

This course provides an introduction to the management of financial institutions and intermediaries. It examines the principles of the theory and practice of effective organizational policies for successful risk management. Students are first introduced to how to define and measure financial institutions performance and various types of risk financial institutions can be exposed to. Students are also introduced on how to manage the risks including the international standards of banking practice and how they impact the functioning of the institutions.

On successful completion of  this course, students should be able to :

• Understand the theories of financial intermediaries and the importance role of financial institutions in the global economy
• Evaluate the performance of different types of financial institutions
• Identify the main types of risk financial institutions are exposed to 
• Apply different methods to measure those risks to suit different contexts
• Propose methods to manage the risks 
• Apply the international standards of banking practice where appropriate

Lange, H., A. Saunders, M.M. Cornett (LSC) , “Financial Institutions Management” , Third Edition, McGraw Hill/Irwin ( 2012)

Supplementary Textbook :
 Crouhy, M., D. Galai and R. Mark., “ The Essentials of Risk Management” MGraw Hill (2006)

Additional Reading :

Topic 1 :Financial Services Industry
1. Lewllyn D T, “Banking in the 21st century : The transformation of an industry “ in Readings in Financial Institution management : Modern Technique for a global industry edited by Tom Valentine and Guy Ford, Allen &Unwin (1999)
2. 最新糖心Vlogn Prudential Regulatory Authority, “Overview of the 最新糖心Vlogn Deposit-taking Sector”, APRA Insight (1), 2006.

Topic 2 : Performance Analysis and Measuring Risk Exposures
Saunders, J. M.M. Cornett appendix 7A in “Financial Institutions Management, 6th edition McGraw Hill/Irwin (2008)

Topic 10: Managing Risk : Liability and liquidity Management
Lange, H., A. Saunders,J.A. Anderson, D. Thomson, M.M. Cornett (LSATC) , chapter 16 (pages 413-417) in “Financial Institutions Management” , Second Edition, McGraw Hill/Irwin ( 2007)

Lectures are supported by problem-solving tutorials developing material covered in lectures.

The 最新糖心Vlog expects full-time students (i.e. those taking 12 units per semester) to devote a total of 48 hours per week to their studies. This means that students are expected to commit approximately 9 hours for a three-unit course or 13 hours for a four-unit course, of private study outside of your regular classes. Students in this course are expected to attend all lectures throughout the semester plus one tutorial class each week.

Week	No	Topic	Reading	Lecturer
1	1	Introduction		Erin
		Overview of Financial Institutions	LSC : Ch 1
		Depository Institutions	LSATC Ch 2, Lewllyn
		Non Depository Institutions	LSTAC Ch3
2	2	Measuring Financial Performance		Tariq
		Financial Statement and Analysis	Saunders Appendix 7A, LSC app 2A
		Concepts of Risk Management	LSC, CH4
		Measuring Risk Exposure
3	3	Interest rate risk (Maturity Model)	LSC app 5a	Tariq
4		Interest rate risk (Duration & Repricing Models)	LSC : Ch 6 & 5	Tariq
4 &5	4	Credit Risk	LSC : Ch 10 &11	Tariq
6	5	Foreign Exchange Risk	LSC : Ch 13	Tariq
6	5	Mid Semester Test	Topics 1-3
7	6	Off-balance sheet Activities	LSC : Ch 16	Erin
7 &8	7	Market Risk	LSC : Ch9	Erin
9	8	Liquidity Risk	LSC ; Ch14	Erin
		Managing Risk
10	9	Liability and Liquidity Management	LSC: Ch15, LSTAC 2nd ed ch 16, pg 413-417	Erin
11	10	Capital Adequacy	LSC: Ch18	Erin
12	11	Securitisation	LSC: Ch8	Erin
13	12	Review	All	Erin

There is an assignment to be completed by students in a group of 4 people. The objectives of the assignment are for students to undertake independent research on banks’ activities and risk management as well as to assess the impact of financial crisis on banks’ activities, performance and risk exposure.

Students will have to choose 2 different banks. The period of analysis is from 2008 to 2013 to capture the impact of global financial crisis and European debt crisis. Students are required to clearly explain their motivations and objectives for choosing the banks and to undertake their own research on the banks by gathering information required from the banks’ financial reports, market and industry analysis etc. The assignment  will be due in week  12.
It is compulsory for students to participate in mentoring program by having consultation meetings  with the course teaching staff during the completion of the assignment.

o Tutorial classes will be held commencing the week beginning Monday, Aug 3rd (week 2).
Mark on tutorial is given for active participation and submission of work on tutorial questions.
-Class Participation : • Class participation will be assessed based on student’s active participation in tutorial class. Student will not receive mark for attending tutorials only without actively participate.

-Submission of Work : • Student needs to submit weekly homework in tutorial class. Student who copies tutorial answers from the textbook manual or any other sources will receive mark of zero for submission of work.

o Mid Semester Test will be held on Friday, September 4th (week 6) from 4 to 5pm, covers topics 1 to 3.
Student who does not sit the mid semester test and does not provide evidence of adequate reason (e.g. illness or unavoidable work commitment) will receive mark of zero for the test which will not be redeemable (i.e. test will still count for 20 percent of final mark). Student who misses the mid semester test and provides evidence of adequate reason will have weighting on the final exam increased by 20 percentage points.

o Group assignment is to be done in a group of maximum 4 people.
Group members can be from different tutorial classes. All team members are expected to contribute approximately equally to the group assignment.

o Group assignment consultation (mentoring program)mark is given individually.
It is compulsory for students to have consultation meetings  with the lecturers or tutors during the completion of the assignment to get the consultation mark.

o Final exam is a closed book exam, covers all topics. No minimum mark for the final exam is required to pass the course.

-Tutorial 10%
o Participation 5% 
o Submitted Work 5%

-Mid Semester Test 20%
Will be held on Friday, September 4th (week 6) from 4 to 5pm, in Bonython Hall 

- Group  Assignment 25%
Due by 4pm on Friday, October 30th (week 12)

-Assignment consultation (mentoring program) : 5 %

-Final Exam 40%.

Group assignment report should be submitted as hardcopy as well as sent electronically by 4pm on Friday, October 30th (Project 2)

• The hardcopy of the report should be submitted into the assignment box in the Professions Hub on the ground floor, 10 Pulteney Street.
• The report should also be submitted electronically via the Turnitin Assignment tool on MyUni by the group leader. The link for the Turnitin Assignment tool have been created under the Assignment page entitled “FIM Group Assignment Submission” in the MyUni site.
You can upload your assignment directly by following the prompts. For guidance on how to submit your assignment electronically via MyUni, go to http://www.adelaide.edu.au/myuni/tutorials/ and click on the “Submit an Assignment” tutorial. You will need to upload a Word or pdf version of your assignment to Turnitin.
Hardcopy and softcopy need to be identical. Penalties of 5 % will apply for every day late.

Presentation of Assignment 
•• Students must retain a copy of assignment submitted.
• When submitting the hardcopy of your assignment, please attach a ‘ Group Assignment Cover Sheet’, which must be signed and dated by all group members before submission. Lecturers can refuse to accept assignments, which do not have a signed acknowledgement of the 最新糖心Vlog’s policy on plagiarism.
Assignment Guidelines including Referencing Details
A copy of the Postgraduate Programs: Communication Skills Guide will have been given to you at the beginning of your program. This guide will assist you structure your assignments. A copy of the guide can also be downloaded from http://www.business.adelaide.edu.au/current/mba/download/2009MBACommSkillsGuide.pdf This publication also provides guidelines on a range of other important communication skills including writing essays and management reports, making oral presentations etc.

In preparing any written piece of assessment for your undergraduate studies it is important to draw on the relevant ‘literature’ to support critical analysis. Also essential is to reference the literature used. Correct referencing is important because it identifies the source of the ideas and arguments that you present, and sometimes the source of the actual words you use, and helps to avoid the problem of plagiarism. (Further information on plagiarism is provided later in this course outline.)

The Harvard system is widely used in the Business School. Guidelines for the use of this style of referencing can be found in the Communication Skills Guide. Further assistance with referencing is available from the Faculty’s Learning Support Advisors. The contact details are provided on page 6 of the Communication Skills Guide.

Late Assignment Submission
Students are expected to submit their work by the due date to maintain a fair and equitable system. Extensions will generally only be given for medical or other serious reasons. All requests for extensions must be emailed to the lecturer in charge of the course before the due date. Each request will be assessed on its merits.
A late assignment (without prior arrangement) will be penalised by a 5% mark reduction for each day that it is late.

Return of Assignments
Lecturer’s aim to mark and return assignments to students within two (2) weeks of the due date with written feedback. Students are responsible for collecting their marked assignments from either their tutorials or lectures. If assignments aren’t collected after two (2) weeks, the assignments will be available at the Student Hub for two (2) weeks.